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CDs & IRAs

Certificates of Deposit

An FMB Bank Certificate of Deposit offers a high rate of return with a variety of terms to meet your needs. A Certificate of Deposit is our most popular investment product because deposits are safe, invested locally and FDIC insured. Here are a few of the additional benefits you'll receive with a FMB Bank CD:

Individual Retirement Accounts

An IRA is a personal, tax-sheltered retirement plan. FMB Bank offers three different IRA plans for customers to choose from, so investing can be tailored to fit your individual needs. With all IRAs, there is a substantial penalty for early withdrawal.


Roth IRA

Coverdell Education Savings Accounts