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A Letter From the President

On behalf of the Board of Directors and staff of FMB Bank, I would like to personally welcome you to FMB Bank. We appreciate your business and hope that you find our staff efficient, courteous and responsive to your needs.

FMB Bank was founded by several local businessmen and residents in 1910. Since that time, the Bank has been owned and managed by residents of the community and the core ideals have remained the same: Continuity, Strength and Commitment. During the Great Depression of the 1930’s, FMB Bank was the only bank in Warren County to remain open. We will never forget the values that made this bank a success and we look forward to building on them in the future.

FMB Bank is your Community Bank. We are not a huge multi-bank holding company. We are your friends and neighbors and we pride ourselves in providing you with the level of personal service you may find lacking in many of the super-regional banks. Our employees regularly support local organizations with their time and talent. FMB Bank is a real community bank where local decision making and local relationships are at the heart of every transaction. We understand that your character means more than a computer analysis.

Our commitment is to provide outstanding customer service whether you visit us in person or online. Today’s technology now enables us to provide the same products and services as the “big banks” and our mission directs us to add personal attention to your needs. We are small enough to give personal service and avoid the bureaucracy of a big bank, but big enough to give the complete financial services you need.

We offer a full range of personal banking services, including residential mortgages, construction loans, home equity and varied consumer loans, direct deposit, checking and savings accounts, overdraft protection, IRA’s and certificates of deposit. We also provide to our business customers lines of credit, commercial mortgages, construction loans and term loans.

If you are already a customer of FMB Bank, thank you for allowing us to be a part of your life. If you are new to FMB Bank, we want your business – we promise you will not be disappointed. If you have any questions or would just like to see if the Bank is able to assist you in any way, please feel free to contact me directly either by telephone or online. I look forward to hearing from you.

Kristin Ruge Beckmeyer